Cost-effectiveness
In 2024, farmers repaid 96% of their average $43 loans, which covered 74% of One Acre Funds’ program costs. This means each farmer only requires an average $19.59 in donations to close the gap between field revenues and expenses.
One Acre Fund helps smallholder African farmers boost productivity by delivering a bundle of services directly to their doorsteps, including start-up financing, high-quality farming inputs, agricultural training, and market facilitation to help maximize profits. These tools help farmers increase their yield per acre, grow the value of farm profits and assets, and promote long-term resilience to weather and economic shocks.
Their annual demonstrated impact includes:
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Agriculture is the dominant profession of farmers presently living on less than $1 a day. 80% of Africa’s poor are rural farm families, currently relying on subsistence-style farming to meet their food and income needs. Many of these farmers work incredibly hard but achieve extremely low yields and face uncertainties due to severe fluctuations in the weather and markets. With the right resources, training and access to broader markets, One Acre Fund helps farmers participating in the core program increase their farm profits and assets by an average of $124. [1] [8]
In many of Africa’s remote farming villages, basic technologies like seed and fertilizer are often unavailable. If they are available, farm families often cannot access the start-up capital necessary to purchase them. Smallholders also struggle to optimize their farming output without proper training on agricultural best practices. Finally, post-harvest challenges like inadequate storage, pest infestations, spoilage, and lack of access to formal markets can prevent farmers from translating yields into profits.
80% of the people living on less than $1 a day in Africa today are subsistence farmers.

Traditional agricultural assistance programs often provide support in just one area. For example, offering a small start-up loan or subsidizing fertilizer. But distributing high-quality farm inputs yields little benefit if farmers cannot afford them or do not know how to properly use them. To truly improve farmers’ livelihoods, an organization must address each of the interlocking barriers farmers face, from pre-planting access issues to finding fairly priced markets for the produce they’ve worked hard to grow.
One Acre Fund’s model is designed to address all of the barriers that prevent smallholder farmers from achieving long-term financial stability and prosperity. . At the start of each planting season, they deliver thousands of tons of high-quality farm inputs to within walking distance of every customer — and extend those inputs on credit at a quarter the size of the average microfinance loan. Throughout the season, One Acre Fund field staff deliver in-field training on best farming practices.
At harvest time, One Acre Fund provides farmers with the tools and knowledge to safely store their harvest and sell during the off-season for significant profit. For a growing number of farmers, they are offering the aggregation, certification, processing, transportation, and brokering services needed to connect them with formal markets, where their crops can fetch a much better price.
One Acre Fund’s success lies in the holistic combination of access to training and high quality resources, long-term resilience-building support, and access to profitable markets, providing support across the entirety of the value chain.. On average, this model boosts clients’ incomes on supported activities by 35-40% within a single growing season. Furthermore, when farmers improve their harvests, they produce more food for their families and communities.
In 2024, One Acre Fund helped the farmers it works with earn a total of $434 million worth of new profits and assets.
One Acre Fund also operates a “Systems Change” platform through which it engages in partnerships with both private and public sector actors to improve the entire agricultural ecosystem. This work enables One Acre Fund to reach millions of additional farm families beyond its core program.
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In 2024, farmers repaid 96% of their average $43 loans, which covered 74% of One Acre Funds’ program costs. This means each farmer only requires an average $19.59 in donations to close the gap between field revenues and expenses.
From 2022–2024, One Acre Fund farmers saw an average increase of ~35% in farm income, or about $124 in incremental profit each year. They also experienced significant reductions in rates of household hunger. [2]
In 2024 One Acre Fund served 5,500,000 farm families across ten sub-Saharan African countries, impacting the lives of 29 million family members . By 2030, that number is expected to increase to 10 million.
One Acre Fund’s scalable model enables the cost to serve beneficiaries to decrease over time as the program becomes more efficient and generates economies of scale. Today, every $1 invested by a donor creates $4.43 in new income and assets for farmers.
One Acre Fund has conducted hundreds of rigorous trials on both agricultural and non-agricultural interventions ranging from crop diversity and tree seedling distribution to solar lights and health insurance. [3]
In 2024, 98% of One Acre Fund’s Africa-based roles were filled by African nationals. By the end of 2025, One Acre Fund will recruit, manage, and deliver professional development services to over 9,000 African national employees.
One Acre Fund’s core agricultural work seeks to boost climate resilience for smallholder families via crop insurance, improved soil health, crop diversification, optimized seed choice, modern agricultural training, and agroforestry. As of 2025, they have planted over 350 million trees.
One Acre Fund has been validated through rigorous due diligence and funding from many of the sector’s leading donors. This includes the Bill and Melinda Gates Foundation, Global Innovation Fund, Skoll Foundation, Green Climate Fund, and Big Bang Philanthropy — a consortium of individuals and foundations committed to funding the best solutions to extreme poverty. [4]
In addition, One Acre Fund is committed to a robust set of internal controls. This includes financial tracking systems to monitor expenditures, fraud reporting trainings for all staff, and a rigorous schedule of internal and external audits. They publicly detail their long-term impact, methodology, and results from randomized trials, and publish annual performance and financial reports. [2] [3] [5] [6] [9]
In 2015, The Global Journal ranked One Acre Fund #15 on its list of the world’s Top 500 NGOs, and in 2016, One Acre Fund received the World Food Prize Norman Borlaug Award for Field Research. A 2016 TED talk by One Acre Fund’s CEO has received over 1.5 million views. In 2022, One Acre Fund won the Nicholas Kristof Holiday Impact Prize and in 2023, it won the Conrad N. Hilton Humanitarian Prize. [7]
All photos and videos courtesy of One Acre Fund
[1] Farm Africa, Crops
[2] One Acre Fund website – Our impact
[3] One Acre Fund website – Rigorous evaluations
[4] One Acre Fund website – Press and awards
[5] One Acre Fund website – Methodology
[6] One Acre Fund website – Reports
[7] TED, 3 reasons why we can win the fight against poverty
[8] The State of Food Security and Nutrition in the World 2019
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